VA Home Loans in Colorado | Regan Archer Real Estate & Loans
Why Choose a VA Loan?
VA loans are a powerful home financing option for eligible veterans, active-duty military, and surviving spouses. These loans are backed by the U.S. Department of Veterans Affairs and offer $0 down payment required
No private mortgage insurance (PMI)
Flexible credit and income requirements
Competitive interest rates
Option to refinance with a VA IRRRL (streamline refinance)
If you’ve served our country, you’ve earned benefits—and homeownership should be one of them.
Qualifying for a VA Loan in Colorado
To qualify for a VA loan, you generally need:
A Certificate of Eligibility (COE)
Satisfactory credit (typically 600+)
Stable income
Reasonable debt-to-income ratio (DTI)
You must also intend to use the home as your primary residence. I’ll walk you through every step—from checking eligibility to closing.
Dual Service Advantage: As both a licensed loan officer and real estate agent, I can help you find AND finance your home—all under one roof.
How I Serve Colorado Veterans
My name is Regan Archer, and I help veterans across Colorado navigate the home buying and refinance process with clarity, respect, and results. Whether you’re a first-time buyer or downsizing after retirement, I bring:
VA loan expertise — with experience in streamline refis, jumbo VA, and PCS relocations
Real estate services — to help you shop smart and negotiate well
Faith-based values — I serve clients with integrity and compassion
Dual licensing — One point of contact for both your home and your loan