Home Loan

Home Loans & Refiancing

Who wants some money?

Whether you are looking to get a home loan or to refinance an existing loan or want to consolidate debt, we are here to guide you through the process!  

Most real estate agents don’t go the extra step to become loan originators, but I have and I love being able to sit with friends and families to help them understand both halfs of the real estate world and make great decisions!

As a Mortgage Broker with one of the biggest and best brokerages in the country, you will have access to over 100 of the best lenders and all of the programs from Conventional to FHA, VA, USDA to Non-QM loans. 

FAQ

General Question

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Pre-Qualification

Pre-Approval

Getting pre-qualified is pretty simple. We look at your income and debts to see what you can qualify for.  From there, you can technically start shopping for a home! I can typically do this for you in less than 15 minutes. Get on my calendar for some quick answers. The worst case is that you don’t qualify right now, but even if that’s you, I’ll help you create a plan to get you there! This can be as simple as a phone call or zoom meeting, or I’m happy to grab a coffee with you. 

To set yourself apart from many of the other buyers out there, the next step is simply to collect your supporting documents and pull credit to get a full Desktop Underwriter approval. By having your credit score, debt-to-income ration, and loan-to-value, we can shop the best lenders out there for you to get you an amazing rate. Click the link below and I’ll walk you through a quick and easy process to 

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Regan Archer Real Estate

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